Prepaid Health Care In Hawaii
The Hawaii Prepaid Health Care Act of 1974 requires private employers to provide health insurance for employees who work at least 20 hours each week. There are some exceptions to this law, primarily that State, Federal, and County employees do not require coverage. If an employer does not provide eligible employees with coverage, they may be subject to penalties and fees.
How To Qualify For Prepaid Health Care
If you aren’t a worker in one of the excluded groups, you can receive prepaid health care coverage. All you need to do is find a qualifying job that offers you more than twenty hours of work per week for four consecutive weeks.
Who Is Excluded From Prepaid Health Care
Not every full-time employee is eligible for prepaid health care coverage. According to Section 393-5 of the law, the following groups are excluded from prepaid health care coverage:
- People who work less than 20 hours a week
- Federal, State, and County employees
- Agricultural seasonal workers
- Insurance and real estate salespeople who are paid solely by commission
- Individuals working for direct relatives, such as children or spouses
- Children under age 21 working for their parents