Initial Enrollment Period
The Initial Enrollment Periods is a seven month enrollment period that begins 3 months before you turn 65, continues through your birth month and extends for the three months following your birth month. During this period, you will be able to enroll in most Medicare programs, including:
- Medicare Part A
- Medicare Part B
- Medicare Prescription Drug Plan (Part D)
- Medicare Advantage Plan (Part C)
- Medicare Supplement Insurance
If you choose not to enroll in these plans during the Open Enrollment Period, you may be subject to higher premiums when you do decide to enroll. Proinsurance Hawaii is prepared to help you determine the best time for enrollment based on your specific situation.
Fall Open Enrollment
The Fall Open Enrollment period occurs annually from October 15th to December 7th. All changes made to your coverage take effect on January 1st.
During the Fall Open Enrollment Period, you are eligible to do the following:
- Switch Medicare Advantage Plans
- Enroll in a Part D prescription drug plan or switch to a new Part D plan
- Switch from Medicare Advantage to Original Medicare
Medicare Advantage Open Enrollment (General Enrollment Period)
If you are enrolled in a Medicare Advantage plan and want to switch to another plan or revert back to an Original Medicare plan, you can do so easily during the Medicare Advantage Open Enrollment Period.
This enrollment period spans January 1st through March 31st annually. Your coverage will begin on the first day of the month following the month you switch coverage.
You can also sign up for a new Original Medicare plan during this period, with benefits starting on July 1st.