Medicare Part A is a part of Medicare that covers Medicare beneficiaries’ hospice services, inpatient hospital care, and Skilled Nursing Facility Care. Before you can be eligible for Medicare Part A, you must first be a citizen or permanent resident of the United States and reach age 65 or older. You can also qualify for Medicare if you are younger than age 65 and have a disability or are diagnosed with diseases like End-Stage Renal Disease (ESRD).
Before you can be eligible for premium-free Part A, you must meet certain conditions. Under the Federal Insurance Contributions Act (FICA), your employer is required to deduct the payroll taxes from each of your paychecks. If you or your spouse has worked for ten years or more, you’ll typically have paid the complete payroll taxes and meet the requirement to get premium-free Part A.
You may be eligible if you are age 65 or older and meet these conditions:
If you’re not yet 65, you may still qualify for premium-free Part A. But you must meet these requirements:
Need more information about your eligibility for a premium-free Medicare Part A plan? Contact Proinsurance Hawaii today!