Medicare fraud is when someone uses your information for his or her benefit at your expense. Some scammers are subtle, making the warning signs easier to miss. This is why it’s important to know what you can do if you have been a victim, and why you need to know how to detect fraud attempts […]
Navigate your Medicare journey with Proinsurance Hawaii. Learn about Medicare fraud, savings programs, spousal coverage, and how to plan for retirement.
Medicare Savings Programs help manage costs for beneficiaries with reduced income and resources to pay for their insurance coverage. Eligibility for these programs is different in Hawaii than in other states, but benefits and general rules are the same. To be eligible for any of the Medicare Savings Programs in Hawaii, you must be a
Medicare is an individual health insurance plan, meaning that it is not meant for spousal coverage. However, one’s spouse can influence eligibility and coverage options. What Medicare Cannot Do Unfortunately, your Medicare coverage will not provide the coverage you were likely hoping for to your spouse. Any benefits one person receives through their Medicare plan
There are many key differences between Medicare and other types of health insurance plans. In this guide, we’ll explain what makes Medicare different from those other types of health insurance. Prescription Drug Coverage Some health insurance plans, such as a group health plan, usually include coverage for prescription drugs as part of the health package.
Sometimes, your age creeps up on you fast, and next thing you know, you’re old enough and eligible to receive Medicare. However, if you are already on the Hawaiian Med-QUEST program, is it possible to combine both as soon as you become eligible for Medicare? To answer your question, yes, you can get Medicare while
The Part D Extra Help Program is designed to help people with limited resources and income pay Medicare prescription drug program costs, like coinsurance, deductibles, and even premiums. Documentation You Need for Extra Help Enrollment Getting into the Extra Help Program involves providing specific documents, which can include: A purple notice that was sent by
Applying for Medicare in Hawaii is fast, easy, and versatile. Hawaii has fair, inclusive regulations that make it so that no one is discriminated against in their pursuit of a great health insurance plan. Medicare in Hawaii There are over 280,000 Medicare policyholders in Hawaii, and over 200,000 enrolled in Medicare Part D. Approximately 20%
Medicare can help you save a lot of money in the long run. However, the short-term costs may surprise many people. When figuring out your retirement plan, you should factor in how much Medicare will save you in the long run while also predicting how much your monthly payments will be. Keep reading to learn
Planning for retirement means budgeting for your healthcare needs. Most people at retirement age are ready to join Medicare. Medicare is the federally funded health insurance plan that offers health insurance to multiple groups of people, but most notably people 65 and older. If you are getting ready to retire and want to learn more
Unless you have already been receiving benefits from Social Security or the Railroad Retirement Board at least four months before you turn 65, you will not be automatically enrolled in Medicare when you turn 65. You will need to sign up for Medicare yourself by applying with Social Security. Who Gets Automatically Enrolled in Medicare?