Medigap, like Medicare, is thought of and advertised in such a way that it seems exclusive to people ages 65 and up. However, it is possible to have Medicare coverage while under 65 as long as you meet certain criteria. When it comes to Medigap plans, it’s important to note that insurance companies are not […]
Medicare fraud is when someone uses your information for his or her benefit at your expense. Some scammers are subtle, making the warning signs easier to miss. This is why it’s important to know what you can do if you have been a victim, and why you need to know how to detect fraud attempts
The Dual-Eligible Special Needs Plan (D-SNP) requires that you be enrolled in both Medicare and Medicaid. In Hawaii, less than 1% of Medicare Advantage candidates qualify for a D-SNP, so it is important to know whether or not you qualify and learn more about it. What is a D-SNP? Dual-Eligible Special Needs Plans provide extra
The Medicare Extra Help program helps cover the costs of prescription drugs for those who cannot afford them on their own. In 2018, 26% of Medicare beneficiaries with Part D in Hawaii got Extra Help. Extra Help, then, is available in Hawaii. But how does it work? How can you get it? What is the
Medicare Savings Programs help manage costs for beneficiaries with reduced income and resources to pay for their insurance coverage. Eligibility for these programs is different in Hawaii than in other states, but benefits and general rules are the same. To be eligible for any of the Medicare Savings Programs in Hawaii, you must be a
Medicare is an individual health insurance plan, meaning that it is not meant for spousal coverage. However, one’s spouse can influence eligibility and coverage options. What Medicare Cannot Do Unfortunately, your Medicare coverage will not provide the coverage you were likely hoping for to your spouse. Any benefits one person receives through their Medicare plan
There are many key differences between Medicare and other types of health insurance plans. In this guide, we’ll explain what makes Medicare different from those other types of health insurance. Prescription Drug Coverage Some health insurance plans, such as a group health plan, usually include coverage for prescription drugs as part of the health package.
Home health care is care provided by a medical staff who gives you your medical treatments at your home. This is distinct from long-term or custodial care, and different aspects of Medicare offer coverage for this service. What Makes Home Health Different From Custodial Care? Home health care is fundamentally different from custodial care. While
Those eligible for Medicare may also require nursing home care. Nursing homes provide a broad range of services, but Medicare doesn’t cover all of them. However, there are coverage choices you can make so that you minimize the amount you spend for nursing home stays. What Will Medicare Cover, and Why? Medicare only covers certain
Zero-dollar Medicare plans give you substantial savings for a premium of $0. That’s right – you can get your hospital and outpatient coverage at a premium that costs you nothing. This is a feature of certain Medicare Advantage plans, which give you everything you need and more. How Do I Get a Zero-Dollar Medicare Plan?